February 3, 2026, 12:32 pm | Read time: 2 minutes
After it was announced that the Sparkasse would discontinue the online service S-Trust at the end of March, the bank now announces the end of another service. The app S-ID-Check, previously used for online credit card payments, will also be discontinued. Those who wish to continue using their credit card online must take action and switch to a new procedure.
The app “S-ID-Check” was used to authorize credit card payments online. Since mid-January 2026, it has no longer been possible to register new credit cards in the application. Customers who have already registered their card can continue to use the service until the end of 2026. However, from 2027 onwards, usage will no longer be possible.
Sparkasse explicitly advises its customers not to delay the switch. Those who do not switch in time will no longer be able to confirm online payments with their credit card.
Switch to S-pushTAN App
In the future, credit card payments will be authorized through the new 3D Secure procedure in conjunction with the S-pushTAN app. 3D Secure is a security procedure for the clear identification of the cardholder during online payments. It is operated by Visa under the name Visa Secure and by Mastercard as Mastercard Identity Check.
The new procedure can be activated directly in Sparkasse’s online banking. The specific setup process depends on which TAN procedure customers are already using. Those who continue to use the chip TAN procedure for transfers can keep it. In this case, the S-pushTAN app will be used exclusively for credit card payments. Sparkasse provides instructions on its website for both options.
By consolidating functions in the S-pushTAN app, Sparkasse aims to simplify security processes and reduce the number of required applications. For credit card customers, however, this means an active switch is necessary to continue making online payments without restrictions.
Further Changes in Digital Services
The discontinuation of S-ID-Check is not the only change. As mentioned at the beginning and described in detail in another announcement, Sparkasse will also end its online storage S-Trust at the end of March 2026. The integrated password manager will also be shut down. After March 31, 2026, access to stored data will no longer be possible. Affected customers must secure their content in time.