May 19, 2026, 1:55 pm | Read time: 2 minutes
OpenAI has introduced a new feature for ChatGPT and its own bank account, allowing Pro users in the U.S. to link their bank and financial accounts. This feature provides access to account balances, transactions, and investments to create personalized analyses.
OpenAI has unveiled a new financial feature for its chatbot, ChatGPT. Pro users in the U.S. can directly link their bank and financial accounts with the AI chatbot. This gives ChatGPT access to bank accounts, balances, transactions, investments, ongoing payments, and debts to create analyses and recommendations based on this information. Initially, this feature is in a testing phase with a small group of users. According to OpenAI, ChatGPT cannot perform transfers or view complete account numbers.
Connect ChatGPT with a Bank Account for Savings Tips
The new financial interface of ChatGPT offers a clear display of expenses, subscriptions, investments, and upcoming payments in a dashboard. Users can also add savings goals or financial obligations. By accessing the bank account, ChatGPT aims to provide more personalized recommendations than traditional financial apps. Possible features include budget plans, spending analyses, or investment scenarios. OpenAI is collaborating with over 50 financial experts to optimize the system.
Security and Privacy
Given the sensitivity of financial data, OpenAI emphasizes the implemented security features. Users have the option to delete account connections or remove stored financial information at any time. Financial Memories–permanently stored information about financial goals–can also be managed.
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Despite the new features, OpenAI points out that ChatGPT does not replace professional financial advice. In the long term, however, the company plans to integrate more financial services directly into the platform, including credit checks, tax analyses, and personalized financial offers.