May 20, 2025, 2:04 pm | Read time: 2 minutes
Google Wallet is getting an update aimed at enhancing security–but it comes with a significant drawback for many users. From now on, even simple access to stored cards and content will require repeated verification. This new measure is already affecting some Android users.
With the latest security update, Google is significantly tightening access conditions for its Wallet app. Previously, unlocking the smartphone was enough–users could freely access the app for three minutes. This so-called 3-minute rule is now being abolished. Instead, authentication is required for every access–not just for payments, but even when opening the app. Many users find this cumbersome, but the GoogleWatchBlog points out the increased security requirement.
Google Wallet Drastically Tightens Security
According to user reports, this measure is already being rolled out for some devices. The new security feature applies even when the smartphone is still unlocked. If the app remains open for more than three minutes or is reopened, a lock screen with the app logo appears, prompting confirmation via PIN, password, or biometric data like fingerprint or facial recognition.
Read also: Google Wallet–how to share tickets and passes
With the extended lock, Google is responding to the potential risk of misuse when unlocked devices are left unattended. For instance, if someone accidentally leaves their smartphone open on a table, it could previously allow unintended payments via Google Wallet. The new regulation closes this security gap but requires increased effort for usage.
Criticism is inevitable: Many find the frequent authentication disruptive–especially with intensive app use. While protecting sensitive content is a top priority, according to Google, whether user-friendliness suffers remains questionable.
PayPal Introduces Its Own Wallet as an Alternative
Alongside the changes to Google Wallet, PayPal is announcing its own payment function via app, set to launch in Germany this summer. The provider aims to position itself as an alternative to Apple and Google Wallet. Users will be able to pay directly at checkout terminals using NFC-enabled smartphones regardless of whether they use Android or iOS. This follows the EU-mandated opening of the NFC interface on iPhones, allowing third-party providers like PayPal to offer contactless payments.
Additionally, PayPal offers “Installment Payment To Go” and a cashback program for app payments in retail stores. This is likely to increase competition in the mobile payments sector.